With the Pre-finance death and disability insurance, secure your credit and protect your loved ones. Because subscribing a consumer credit commits you for the duration of your repayment, it is essential to guard against a potential disaster that would affect the subscriber and its potential co-borrower. The death insurance disability offers you a significant security. Indeed, it can take over your repayments if due to an accident or illness you were no longer able to do it yourself. Really essential guarantees. We explain to you!
What is death and disability insurance?
The death insurance disability insurance is a borrower insurance : an insurance offered as an option when subscribing your credit. Although optional, it is highly recommended by lenders for the following reasons:
- Our services allow anyone who has taken out a loan to be protected if a claim (death or disability) occurs during the commitment period.
- Know that if you are the victim of an accident, if you are temporarily unable to work or even disappear, the borrowed capital will have to be repaid and it is legally your ancestors and descendants assume your monthly payments.
- That’s why it’s important, especially for a substantial amount of being ahead of the game and sheltering your family. Thus, if you were to suffer a loss, the insurer would take over your repayments on the basis of the total amount due while your loved ones could focus on what is really important in difficult times.
How does death and disability insurance work?
To benefit from these essential guarantees, it is very simple: it is enough to opt for this insurance which is proposed to you in addition to your loan. You are covered for the duration of your credit, to borrow with confidence, without having to worry about leaving a debt to his home. It takes the form of monthly contributions that are added to each of your monthly payments. The amount of this protection varies depending on your personal situation, but this cost can be estimated by simulating online or directly with our advisors.
What disability death insurance for your loan?
- We offer several types of guarantees to help you deal with major problems. Everything depends on your needs and your expectations in terms of protection and foresight.
- Security: covers you in the event of death, disability and total temporary incapacity for work. It also includes assistance to make your daily life easier and applies to our traditional services.
- Assur’Agile: also provides reimbursements if you die or if a disability no longer allows you to exercise your particular activity. This may be incurred if you have committed to a revolving credit “Agile”. This coverage is also accompanied by a range of complementary services designed to make your life easier during the occurrence of a disaster.
- Securivie Motorhome: covers you for major problem when you subscribe to a motorhome loan,
Why choose Pre-finance to make sure?
By law, you can take out insurance with the organization of your choice. Several options are possible. But if you have signed a financing contract with Pre-finance, choosing us to be at your side can make your life easier. Indeed, who better than your lender can advise you according to your needs of the moment? We have 5 decades of experience in the field and our advisors are at your disposal to talk about cost and coverage. So, do not wait any longer to protect yourself and contact us quickly, either by phone or by visiting us in an agency near you.